Финансовый сленг

Money talks and it's nearly always saying "Good-buy"

Финансы - вещь серьезная. Даже если вы не имеете непосредственной связи с ними по работе, необходимо знать такие термины, как assets, liabilities, balance sheet, net worth, bottom line, которые вошли в повседневную речь и неизбежно всплывают в деловом разговоре:

current assets	оборотные активы
fixed assets/long-term assets	внеоборотные активы
securities	ценные бумаги
accounts receivable/receivables	дебиторская задолженность
liquid or illiquid assets	ликвидные или неликвидные активы
total assets	итоговые активы
current liabilities/short-term liabilities	краткосрочные пассивы
long-term liabilities	долгосрочные пассивы
accounts payable/payables	кредиторская задолженность

Стоит запомнить и следующие слэнговые выражения:

EXPRESSION	DEFINITION	TRANSLATION
in the black	making money	с прибылью
in the red	losing money	с убытком, "в минусах"
to break even	not showing a profit or loss	"сработать" без убытков
to "turn" a profit	to make a profit	"выйти" на прибыль
to go belly up	to go bankrupt	обанкротиться, "сдохнуть" (о фирме)
a bull market	a rising market	"растущий" рынок
a bear market	a falling market	падающий рынок
to "float" a loan	to give a loan	ссудить заем
to give a kickback	to pay someone a fee from part of the payment	дать взятку, "подмазать"
to use "plastic"	to use a credit card	расплачиваться кредиткой
the bottom line	the final amount or result (the bottom line of the balance sheet)	итог, практический результат, "баланс"

А теперь попробуем употребить их в контексте:

When you start a new business, you are often in the red at least for the first few months, sometimes even years. If you are lucky and work hard; after a couple of years your company may break even, or even be in the black.
To turn a profit in a new venture, you often need someone to float you a loan, such as a rich uncle. When your company starts to show a strong bottom line, a bank might be willing to extend credit to you, especially if there is a bull market and business is strong.
In bear markets, especially if there is rising inflation, banks may be cautious about making long-term loans, especially since new business owners often go belly up in the first year.
Of course, if you have a credit card with a high credit limit, you can always use plastic to help you overcome these difficult times. But watch out: Interest rates on credit card loans are typically very high.